heloccalc.com

HELOC Calculators

Six free tools that answer every ‘what will this cost me’ question about a home equity line of credit — from the credit line you qualify for to the day you’re debt-free.

HELOC Calculator

The complete tool: max credit line, draw & repayment payments, total interest, amortization schedule, and rate scenarios.

HELOC Repayment Calculator

Your monthly payment once the draw period ends and repayment begins.

HELOC Payoff Calculator

How fast extra payments get you to a zero balance — and what they save.

Interest-Only Calculator

Your draw-period payment on the amount you’ve borrowed.

Simple Payment Estimator

Both monthly payments from just four numbers, in seconds.

HELOC Amount Calculator

How large a credit line your equity and CLTV allow.

Start with the full picture — credit line, payments, and total cost.

Open the HELOC calculator